HOME MORTGAGE LOANS
Ready to Purchase, Refinance, or Build a home?
We offer all types of mortgage options including Conventional, VHFA, USDA, FHA, VA and Jumbo loans for primary residences, 2nd homes, and investments.
PREQUALIFICATION
Ready to shop for a home? Start here.
To prequalify for a mortgage, you will need to provide basic information related to income, credit and assets. We are here to help educate you on the process of buying a home to be mortgage ready!
HOME EQUITY LOANS
There are two equity loan options for you to fit your individual needs - a Home Equity Loan, HEL and a Home Equity Line of Credit, HELOC. A home equity loan is a fixed rate, one time lump sum that is disbursed when your loan funds and paid back over a set period of time. A HELOC is a revolving line of credit that can be used and paid off over and over again, until it is ready to go into repayment.
Important HELOC Disclosures: Use the links below to review important information that contains rate, fee and other cost information.
Peoples Trust Company, “The bank with a heart,” has been building long-lasting relationships with our customers since 1886. We remain locally owned and operated and because of this, our decisions are always made with you in mind, tailor-made to fit your needs.